Mortgage
Tailored mortgage coordination for UAE residents and non-residents, from initial assessment through application support.
Try the calculatorProfessional Consultant
QAZI
ASHAR
at MGI Investment L.L.C.
Professional consultant at MGI Investment L.L.C., supporting private and business clients in Dubai across financial, business, residency, relocation and related professional services in the UAE.
ExpertiseStructured UAE-focused coordination
IntegrityClear, discreet and client-first approach
ResultsPractical follow-through from enquiry onward
Our Services
All Services. One Trusted Partner.
Through MGI Investment L.L.C., Qazi coordinates a complete range of professional solutions for clients in the UAE.
Relocation to Dubai
Structured relocation support to help individuals, families and businesses settle in Dubai with clarity.
Business Setup
Company formation support, jurisdiction guidance, licensing coordination and practical setup assistance.
Bank Account Assistance
Preparation and coordination for personal and corporate bank account applications in the UAE.
Golden Visa & PRO Services
Golden Visa pathway guidance, documentation coordination and practical PRO support for UAE processes.
Manager’s Cheque
Assistance with the process and coordination required for eligible Manager’s Cheque issuance.
Currency Exchange & Transfer
Support with international transfers and currency-exchange requirements through appropriate regulated channels.
Second Passport
Coordination of citizenship and second-passport solution enquiries based on profile, objectives and eligibility.
Investment Support
Structured investment coordination and solution support aligned with client objectives and risk considerations.
Business Finance
Financing coordination and preparation support designed around eligible business needs and documentation.
Legal Assistance
Coordination with appropriate legal professionals for personal and business matters in the UAE.
Taxation Services
Tax advisory coordination and compliance support through appropriate professional channels.
UAE Mortgage Planning
Advanced Mortgage Calculator
Estimate the bank financing, client cash contribution, monthly payment and current Dubai purchase costs in one place. Change any field and every total updates automatically.
DLD fees checked 17 August 2026 · reference bank KFS revised 19 June 2026Who pays what?
A transparent estimate of the purchase, mortgage and first-year costs. Government and bank charges can change by transaction and final offer.
Client pays upfrontAED 419,965Down payment and estimated transaction costs; company service commission excluded.
Bank financesAED 1,200,000Normally paid to the seller, developer or existing lender and repaid by the client.
First-year client paymentsAED 87,06112 mortgage instalments plus illustrative life and property insurance.
Paid by the client
Estimated upfront amounts required in addition to the bank financing.
Down paymentAED 300,000
DLD sale registration Buyer-pays-4% arrangementAED 60,000
Sale trustee, title deed, map & small DLD feesAED 4,720
DLD mortgage registration 0.25% of mortgage + indicative title/knowledge feesAED 3,270
Mortgage registration service partnerAED 4,200
Bank processing feeAED 12,600
Property valuationAED 2,625
Pre-approval chargeAED 1,050
Real-estate broker feeAED 31,500
Total client cash upfrontAED 419,965
Financed by the bank
The bank provides financing; it does not normally pay the client's transaction costs.
AED 1,200,000 mortgage principal
Usually disbursed directly to the seller, developer or the seller's existing bank. This amount is repaid by the client with interest.
Normally not paid by the bank
Down payment, DLD fees, trustee charges, valuation, insurance, broker fees and the MGI Investment L.L.C. service commission. A written bank promotion may waive selected bank fees.
Ongoing client payments
Illustrative recurring amounts after completion.
Mortgage instalments / yearAED 84,181
Group life insurance / first yearAED 1,980
Property insurance / yearAED 900
First-year paymentsAED 87,061
Excluded from every total aboveMGI Investment L.L.C. professional service commission, conveyancing or legal fees, developer NOC, annual community service charges, utility deposits, moving costs and any property-specific charges.
Calculation basis: CBUAE mortgage regulations, Dubai Land Department sale fees, DLD mortgage registration fees, and an example current bank KFS revised 19 June 2026. The CBUAE no longer sets one mandatory maturity age; lenders determine age eligibility under their own risk policies. This calculator uses a current reference-bank maturity age of 70 and a maximum residential term of 25 years.
Important information
This is an indicative planning tool, not an offer, pre-approval or guarantee. Final LTV, loan amount, rate, term, DBR treatment, fees and approval depend on the selected bank, income evidence, liabilities, credit history, property valuation and legal review. All results exclude the MGI Investment L.L.C. professional service commission.
Indicative Mortgage Documents
A practical checklist matched to the profile selected in the calculator. Preparing clear, current documents can make the initial bank review more efficient.
Checklist matched to: UAE Resident · Salaried
UAE Resident / UAE National — Salaried
- Passport, Emirates ID and valid UAE residence visa, where applicable
- Recent salary certificate and payslips, if requested
- Usually six months of personal bank statements
- Evidence of existing loans, cards and monthly liabilities
- Proof of address and source of down payment
UAE Resident / UAE National — Self-Employed
- Passport, Emirates ID and residence visa, where applicable
- Valid trade licence, memorandum and shareholding documents
- Company and personal bank statements, commonly 6–12 months
- Recent financial statements, VAT returns or management accounts
- Existing finance details and source-of-funds evidence
Non-Resident Applicant
- Passport and proof of current residential address
- Employment, business ownership and income evidence
- Usually six months of bank statements
- Credit report, tax records or financial statements if requested
- Evidence of the down payment and transfer route into the UAE
Property & Transaction File
- Reservation form, Form F or sale and purchase agreement
- Title deed for ready property, or Oqood / developer documents for off-plan
- Seller or developer details and NOC when applicable
- Payment receipts, valuation access and property information
- Bank KYC forms, insurance and additional legal documents requested
This checklist is indicative. The selected bank may request additional or updated documents after reviewing the applicant, property, transaction and source of funds.
Private mortgage enquiry
60-Second Mortgage Pre-Assessment
Complete the short form. Your calculator profile is copied automatically, the enquiry is saved securely, and a WhatsApp message is prepared for you.
Professional Affiliation
About Qazi Ashar
Qazi Ashar is a Dubai-based professional consultant representing MGI Investment L.L.C. His role is to understand the client’s objective, identify the appropriate service path and coordinate the process with clarity, discretion and consistent communication.
His work supports private clients, families, entrepreneurs, investors and businesses seeking structured assistance across the UAE.
Professional ConsultantMGI Investment L.L.C. · Dubai, UAE
Why Work With Qazi Ashar
A discreet, structured and client-first approach
Personalized Approach
Every enquiry is reviewed around the client’s goals, circumstances and preferred route.
Confidentiality
Private client information is handled with discretion, professionalism and care.
End-to-End Support
From initial review to coordinated execution, the process stays clear and organized.
UAE-Focused Solutions
Practical coordination across key personal, financial and business needs in the UAE.
How It Works
One clear process from first contact to coordinated completion
01
Initial Review
Clarify your objective, timing and relevant background.
02
Assessment
Review the profile, requirements and practical options.
03
Recommended Route
Define the most suitable route and coordinated action plan.
04
Coordination
Prepare the required information and coordinate the next steps.
05
Completion
Follow through on the agreed scope with clear communication.
Frequently Asked Questions
Clear answers to common questions before you send an enquiry.
Can I enquire if I am not currently a UAE resident?
Yes. Enquiries are welcome from UAE residents and non-residents. The appropriate route depends on the selected service, profile and eligibility.
What information should I prepare before contacting Qazi?
A short description of your objective, your current situation, preferred timing and the service you are interested in is usually enough for the first conversation.
Does the website submit applications automatically?
No. The website helps you make an enquiry. Applications, documentation and next steps are coordinated separately after the initial review.
Is the mortgage pre-assessment a bank application?
No. It securely saves your enquiry for an initial review after you consent. It is not a bank application, credit decision or pre-approval.
Can several services be coordinated together?
Yes. Where appropriate, related requirements can be reviewed together so the overall process is clearer and better coordinated.
How long does a service take?
Timing varies by service, documentation, eligibility and third-party processing. A more realistic timeline can be discussed after the initial assessment.
Is my enquiry private?
Enquiries are handled with discretion. Only information relevant to reviewing and coordinating your request should be shared.
Direct Contact
Contact Qazi Ashar
Choose the contact method that is most convenient for you. All links below are direct and ready to use.
Legal, Privacy & Methodology
Clear information about how the website and mortgage planning tool work.
Privacy Notice
Calculator entries and the PDF estimate remain on your device. Information entered into the mortgage pre-assessment is stored securely in the website CRM only after you give consent, so MGI Investment L.L.C. can respond to and follow up on your enquiry. If you choose WhatsApp, email, telephone, maps or a social link, information is also handled by that external service under its own privacy terms.
Share only information necessary for an initial assessment. Sensitive documents should be provided only through a channel confirmed by Qazi Ashar.
Terms of Use
The website provides general and indicative information only. Calculator results are not a bank offer, pre-approval, credit decision, legal advice or guarantee of financing.
Final eligibility, rate, term, fees and approval are determined by the selected bank and relevant authorities after full review.
Calculator Methodology
The estimate applies the displayed LTV, maximum term, reference maturity age, income multiple and 50% debt-burden assumptions, then uses a standard reducing-balance repayment formula.
Dubai transaction costs and editable bank charges are shown separately. Reference sources are linked below the calculator. Methodology note reviewed 17 August 2026; the bank’s final policy and written offer always control.
QA
Thank You For Visiting
Thank You for Visiting My Website
I appreciate your time and interest. If you would like to discuss a service or identify the right solution for your needs in the UAE, I will be pleased to assist you personally.
Professional Consultant
MGI Investment L.L.C.